SR-22 is the name of the document insurance companies can send to the Department of Revenue to confirm that a driver is covered by auto insurance with the minimum liability coverage required by state law. An SR-22 policy is required for a two-year period following any DWI-related license suspension. If you need SR-22 insurance, call your agent to check availability.

Not every insurance company offers SR-22. If you are having difficulties finding a provider, we recommend consulting insurance agent Jessica McClish with American Family Insurance at (417) 883-0404.

HOW SR-22 INSURANCE WORKS IN MISSOURI

If you had a serious traffic violation in Missouri, you need an SR-22 insurance.

Insurance companies send SR-22 to the Department of Revenue to confirm that a driver has mandatory insurance coverage. An SR-22 policy is required for a two-year period following any DWI-related suspension of your driving privileges. If you need SR-22 insurance, call your agent to check availability since not every car insurance company offers SR-22.

Who Needs SR-22 Insurance?

  • Driving under the influence (DUI)
  • Driving while intoxicated (DWI)
  • Reckless driving
  • Driving without insurance

Why Choose DWI Springfield?

Choosing a good DWI lawyer Our criminal defense lawyers have an intimate knowledge of the justice system and Missouri driver’s license laws. We will investigate your case from top to bottom, take witness statements, review police reports, and examine the evidence. Then, we will work with you to determine the best possible course of action.

We will:

  1. Investigate your case from top to bottom
  2. Take witness statements
  3. Review police reports
  4. Examine evidence
  5. Work with you to identify the best possible course of action

Our team has handled thousands of criminal cases. Call us anytime to discuss your situation.

Let the pros take over!

Visit www.dwispringfield.com or call us for free consultation (417) 414-0849

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Frequently Asked Questions

How Much Does SR-22 Insurance Cost in Missouri?

The cost of SR22 insurance in Missouri varies based on several factors, including the driver’s age, driving record, location, and insurance provider. Generally, the filing fee for an SR-22 form is around $25. However, the overall cost of insurance will increase due to the driver’s high-risk status.

On average, SR-22 insurance can cost between $300 to $800 more per year compared to a standard auto insurance policy.

What is a Non-Owner SR-22 in Missouri?

A non-owner SR-22 in Missouri is a certificate of financial responsibility for drivers who do not own motor vehicles but need to maintain proof of insurance to comply with state laws. This type of SR-22 is typically required for individuals who have had their driver’s license suspended or revoked and need to reinstate it.

Non-owner SR-22 insurance provides liability coverage when high risk drivers operates a vehicle they do not own, ensuring they meet the state’s minimum insurance requirements.

Where to File SR-22 in Missouri

To file an SR-22 in Missouri, you need to follow these steps:

  1. Contact an Insurance Provider: Not all insurance companies offer SR-22 filing services, so you may need to shop around to find one that does. Inform the insurance company that you need an SR-22 filing.
  2. Purchase the Required Insurance Policy: Once you’ve chosen an insurance provider, you will need to purchase a policy that meets Missouri’s minimum liability insurance requirements.
  3. Request the SR-22 Filing: Ask your insurance provider to file the SR-22 form with the Missouri Department of Revenue (DOR). The insurance company will handle the filing process on your behalf.

How to Check the Status of Your SR-22 in Missouri

To check the status of your SR-22 in Missouri, you can:

  1. Contact Your Insurance Provider: Your insurance company can provide you with information on the status of your SR-22 filing and confirm whether it has been successfully filed with the Missouri DOR.
  2. Check with the Missouri Department of Revenue: You can contact the Missouri DOR directly to inquire about the status of your SR-22. Here’s how:
    • By Phone: Call the Missouri Department of Revenue’s Driver License Bureau at (573) 751-4475.
    • In Person: Visit a local DOR office.
    • By Fax: You can send a written fazx via (573) 522-6062.

How Do I Get Reinstated in Missouri?

If your driver’s license has been suspended or revoked in Missouri, you will need to follow specific steps to get it reinstated. Here’s a general guide on how to go about the reinstatement process:

  1. Fulfill Suspension or Revocation Requirements: Ensure that you have completed any requirements associated with your suspension or revocation. This could include serving the full suspension period, completing a Driver Improvement Program (DIP), or fulfilling any court-ordered obligations.
  2. Pay Reinstatement Fees: You will need to pay reinstatement fees, which can vary depending on the reason for your suspension or revocation. You can pay these fees online, by mail, or in person at a Missouri Department of Revenue (DOR) office.
  3. Submit Proof of Insurance (SR-22): If required, have your insurance company file an SR-22 form with the Missouri DOR. The SR-22 is a certificate of financial responsibility that proves you have the minimum required liability insurance.
  4. Submit Required Documents: Provide any necessary documents to the Missouri DOR. This may include proof of completion of a Driver Improvement Program, payment of fines, or other court-ordered documentation.
  5. Apply for Reinstatement: You can apply for reinstatement by mail or in person. To do this, you may need to fill out and submit a reinstatement application form provided by the Missouri DOR.
    1. By Mail: Send your application, required documents, and payment to:
      • Missouri Department of Revenue
        301 West High Street – Room 470
        PO Box 200
        Jefferson City MO 65105-0200
    2. In Person: Visit a local Missouri DOR office to submit your application and documents.

After submitting your application and required documents, wait for the Missouri DOR to process your reinstatement. You will be notified once your reinstatement is complete.

Once your reinstatement is processed and approved, you will receive your reinstated driver’s license. If you need a replacement license, you may need to visit a local DOR office to have a new one issued.

For specific requirements related to your situation, it is advisable to contact the Missouri Department of Revenue directly or visit their official website for detailed information and assistance.